News and Events
  • Interest Rate reviewed for Saving Account

    16th July, 2014
    Interest Rates for Saving Accounts are reviewed and will come into effect from 1st Sharwan 2070

  • Head Office Location Changed

    1st June, 2014
    Our Head Office location is changed from Kamalpokhari to Gyaneshwor..

  • we wish happy vijaya dashami and deepawali to all our valuable customers.




  • Special Annual General Meeting.

    1st July, 2011
    The Special Annual General Meeting (EGM) of Kuber Merchant Finance Limited is going to be held on Monday, 18th July...

  • Kuber Merchant Finance Limited has started its ATM services at Newplazza

    Monday, 11 April, 2011
    Kuber Merchant Finance Limited has started its ATM services at Newplazza...

Jestha Nagarik Samman Saving

Jestha Nagarik Samman Bachat khata is a special savings scheme for the Senior Citizens who belong to the age group of 50 years and above. The scheme offers an interest rate of 9% p.a. on daily balance. Under this scheme, interest is paid every month which helps the senior citizens to manage their monthly operating expense easily. The scheme offers the under mentioned features introduced for the benefit of the senior citizens.



  • Minimum balance of NPR 100/- only.
  • Interest bearing account
  • 10% interest on Daily available balance with monthly interest payment.
  • Unlimited Withdrawals/Deposits.
  • Free Issuance of Cheque Book
  • Free Cheque clearance facility.
  • Free Kuber Easy Cash Card facility, valid in more than 850 ATMs under SCT Network
  • Free issuance of account statements as per requirement.
  • Free ABBS facility from any branch located anywhere in the country
  • No maintenance charge.


Interest Capitalization Scheme:

As on Monthly basis



  • Citizenship Certificate and or any valid identification card issued by Nepal Govt.
  • One recent PP size photograph.
  • Should more than 50 years of age.
  • Introduction by an Accountholder of KMFL (If possible)


Interest Rate 7% p.a.
Calculation Basis On Daily Balance
Account Opening Rs.100/- One Hundred Only)
Minimum Balance Rs.100/- (One Hundred Only)
Interest Capitalization Monthly Payment
Deposit and Withdrawal Limit Unlimited
Targeted Group Elders above 50 years of age